Why should I insure my car
Having a car , Vehicle insurance protects you against major financial loss in the case of an accident involving your car. Also, its mandatory for all vehicles plying on public roads to be insured.
A Comprehensive insurance policy would cover damages to any third party due to an accident involving your car and also would cover damages to your car upto the value insured (IDV). Though only a third party insurance policy is mandatory for a car to run on public roads, it is recommended to always insure your car with a comprehensive policy so that any financial burden can be reduced in case of any accident.
Third party or Liability only policy would cover damages to any third party due to an accident involving your vehicle.
Recommended Add-on Covers:
Zero Depreciation Cover - In case of any partial claim for parts of your car, this add-on would help you get full claim without any depreciation on the value of the replaced parts.
NCB Protection Cover - In normal cases, the No Claim Bonus of your car insurance would fall back to ZERO in case you make any claim in the current policy. Opting for the NCB protection add-on would help you retain the NCB of your car insurance policy even after you make a claim.
Return to Invoice cover - Return to invoice add-on helps you get full claim settlement without any deductions in case of total loss due to an accident or theft of your car.
Driver & Passenger Cover - Provides personal accident and legal liability to the driver and passengers in your car in case of any injury or death due to an accident while travelling in your car.